First Time Buyers

Your First Home is Within Reach

Making Homeownership Within Reach
We guide first-time buyers toward affordable options and trusted lending partners—so you can focus on finding the right home.

HUD (Housing and Urban Development) programs offer resources like FHA loans, which feature lower down payments and flexible credit requirements — perfect for those just starting out.

USDA loans are another great option for buyers purchasing in eligible rural or suburban areas, offering 100% financing with no down payment required. Both programs are designed to open the door to homeownership for more families across Mississippi.

Buying your first home is a big milestone — and it’s natural to have questions along the way. At Integrity Realty, LLP, we specialize in helping first-time buyers navigate the homebuying journey with confidence.

While we’re not a mortgage lender, our experienced team can connect you with trusted loan professionals and help you understand your options, including programs with low down payments and flexible credit requirements. From your first home tour to closing day, we’re by your side—offering guidance, local expertise, and a commitment to helping you find the right home. Your path to homeownership starts here.

    • Available for homes in eligible rural and suburban areas, including many parts of Mississippi

    • No down payment required

    • Low interest rates and reduced mortgage insurance costs

    • Lower down payments (as low as 3.5%)

    • Flexible credit score requirements

    • Ideal for buyers with limited savings or past credit challenges

    • Some conventional loans allow as little as 3% down for first-time buyers

    • Potentially lower mortgage insurance costs compared to FHA loans

Why Work With Us?

Navigating loan options can feel overwhelming—but you don’t have to do it alone. At Integrity Realty, LLP, we’re here to guide you through the homebuying process and connect you with trusted mortgage professionals who can help you explore financing that fits your needs. Whether you're purchasing your first home, relocating to Mississippi, or using your veteran benefits, our team is committed to helping you find the right home with confidence.

Let's make your homeownership dream a reality!